So Wifey isn't shall we say, the best driver. Over the years, there have been many incidents -- only 2 of which were nearly tragic. The rest were of the hitting poles variety (twice in the Brickell condo -- same pole!) and hitting curb too hard after she asked to drive my Jaguar home ($1200 repair back in the late 90s). But since the second of the near tragedies -- a few years ago -- I kind of knew this good run wouldn't last. It didn't.
Sunday she called me on her way home from a beach stay with her BFF and headed to Aventura Mall for lunch with lower level Fs. I greeted her with a cheerful Go-Gos line "Was it all you ever wanted?" But she was dour, and calling me IRT from the scene of her latest incident -- she took a wide right while on the phone with her friend searching for the restaurant, and side-swiped a Camry driven by a nerdy, mama's boy Jamaican man. I asked to speak to him.
I offered to pay his damages. He was a bit shaken, as 34 year old men still living home and driving they mama car tend to get when dealing with small issues. "I have to call my Mom," said Randy, and I heard a West Indian accent in the background. "No way! Call de police! Let dem handle it. Don't trust him!"
I tried to calmly explain that he could get Wifey's information, photo her license tag, look me up online to see I was a Florida lawyer, and, if we reneged on the offer to pay -- make a claim then. Mom, who Wifey later learned was a Broward nurse living in a $750K Cooper City house, wasn't having it -- even though I tried to explain that THEIR premiums might rise, too, since all crashes were comparative fault.
So Randy called the Aventura cop, and they sent out a PSA. Again, I was listening IRT (I am SO proud I get these newfangled abbreviations). When Wifey said she wasn't sure how the scrape happened, and Randy was, the PSA, clearly a budding Dick Tracy, said he would go check the security camera! My Lord! When Paul and I had wrongful death traffic cases often the investigation was less thorough, but so be it.
The PSA came back and said a tree had blocked the view. Well, I knew from my 4 decades of handling cases -- that meant no ticket -- the cop either has to see the crash or have clear evidence -- not conflicting statements. Nope -- Wifey got the ticket -- canceled lunch, and met us at D1's. The Ds thought I would be PISSED, as my long time strategy of paying off Wifey's damages, to keep our auto insurance premiums low, was now ended. But I was philosophical -- Aventura is full of old folks on walkers, and Orthodox Moms pushing strollers with multiple kids. Indeed, Wifey's distraction could have been tragic, not merely financially annoying.
Yesterday I called a traffic lawyer I use -- the younger brother of Dr. Eric's long time friend Howard. He answered my call in Macho Pichu, about to fly to Lima. He had time to kill, and had me email the citation. He noticed Wifey was 4.5 years older than I was (since I'm the same age as his older brother). He was kind enough to share that HIS wife was much younger than he is -- and she handles all the tech in his office. That's nice, as the Southerners say...
He would handle the case for $125, and essentially guaranteed he would get it dismissed, even if the Dick Tracy PSA or aggrieved Jamaican man-boy show up at the hearing. Ok -- first phase of cleaning up the mess was done.
Next I called our new insurance carrier to report the claim. The intake lady said "Oh yeah, a VERY angry woman with an accent called to report this at 9:02 am." I knew THAT was coming. She said an adjuster would call us later, which Kathy from Indianapolis did, and took Wifey's info, and had me send photos of the minimal damages.
But now the angry Mom was going to see what's what. I went online and put in a claim against THEIR carrier -- Geico. The two carriers will coordinate liability, and then assess damages. Wifey's SUV damage is a few hundred dollars -- probably the Camry a bit more than $1K.
Then again, I tend to apply 20 year old costs to things -- so let's see. I'd also be curious if the man-boy, at Mom's prodding, claims he was injured, even though he told the PSA he was fine and the impact was comically light -- less than a typical bump in a parking lot -- the kind we've all seen sometimes.
So I plan to have more fodder for humor here. I had a long talk with Wifey, and she promised to be honest about focusing when she drives. There'll come a time, likely sooner than later, where it will be time to be a one vehicle household and rely on Ride Sharing. That has been a game changer -- I wish it was around when our parents were aging -- Wifey spent a LOT of time arranging rides for her mother to visit her Dad in the nursing home, and MY Mom stopped driving at 89, and needed ad hoc rides until she became a Miami resident at 92.
Happily, this is one of those problems identified by my dear friend Norman's amazing, late Dad Max: "A problem that can be fixed with money isn't really a problem." Of course, Mirta used to add a coda, that such was true for people who HAD money.
On a more serious level, my consuegro David is doing fine in Caracas, and will hopefully return home this week. Jonathan's birthday is today, and we want to celebrate with him -- he wants to hold off until everyone is home safe and sound. What a mentsch he is!
As for Wifey's latest "project," nothing more to do than wait. Maybe I'll get a livid call from the boy/man Mom after Geico contacts her to advise that she got her wish -- 2 insurance companies will now process what I offered to do simply. I won't speak with her -- just tell her to contact either of the companies...